March 6, 2018

100% Financing in Northern Colorado Available Now

The USDA backs a variety of loans to help low- or moderate-income people buy, repair or renovate a home in a rural area. For eligible buyers, they feature great benefits such as 100% financing with no down payment and below-market mortgage rates. In Northern Colorado, USDA loan eligible areas include Ault, Berthoud, Eaton, Mead, Severance, Wellington and Windsor. I can have a lender call you to tell you more about the program. Click here for the USDA eligibility website. The map below has eligible areas outside of the orange shaded areas.

Call me today to get started 970-207-0222.

100% Home Financing in Colorado from USDA Loans

Jan. 1, 2018

Is 2018 The Year of the Patio Home?

In the last couple of years, we have seen sales of Patio Homes outpace construction.  This has led to a temporary shortage and waiting lists.  Patio Homes have become popular for empty nesters, retirees, and people who love to travel.  Patio Homes provide the freedom to “lock and leave” your home for weeks at a time without worry because the lawn maintenance, trash removal, and snow removal are usually covered in the home owner association or HOA payments.

If your thinking of downsizing because all the children are now off to college, or if you are just tired of the constant upkeep, a Patio Home may be the perfect solution.  Many Patio Homes offer main floor living with main floor master bedrooms and easy access to your garage and outdoor living areas.

If you are not sure where to start, you can give me a call or sign up on my website and start your searches.  You will receive alerts in your morning email as soon as a Patio Home comes on the market.  I can also help you with waiting lists and Patio Homes that are not yet on the market. 

Not only do Patio Homes offer the convenience of maintenance free living, there are also many community features.  Many Patio Home communities offer community pools, clubhouses, golf courses, walking and biking trails, and community activities including barbecues, concerts, and social gatherings.

If you also need to sell a home, I can help you with several options including contingent buyer’s contracts, short term bridge loans, refinancing, etc.  so you may not have to move twice. 

Fort Collins Patio Homes - Loveland Patio Homes
Timnath Patio Homes - Windsor Patio Homes

 

Fort Collins Patio Homes

Northern Colorado Patio Homes

Oct. 23, 2017

Please Recommend Joyce Giard REALTOR® on Nextdoor.com

Please Recommend Joyce Giard REALTOR® on Nextdoor.com
https://nextdoor.com/pages/joyce-giard-windsor-co/recommend/
#FortCollins #RealEstate #Realtor #NextDoor

Please Recommend Joyce Giard REALTOR® on Nextdoor.com

May 18, 2017

Do You Need to Right Size Your Home?

Let’s face it, the only thing that is constant is change. Each life circumstance has a situation that may require you to change your residence, and that’s when it’s time to “right size” your home.  Life happens: we get married, have children, have blended families, kids move out, parents move in.  Maybe you are not interested in living in a construction zone for months as you prepare for your new twins or Mom and Dad moving in with you.  Maybe you don't want to have all those empty bedrooms you don't use anymore because you suddenly find yourself empty nesters.  Maybe you have retired, want to travel the world, and you need a maintenance free patio home you can leave for weeks at a time without worry (a very popular trend by the way).

Right Size Your Home

If you find yourself needing to “right size”, call me!  There are many solutions to help you get the right size property for your needs, including contingent buyer’s contracts, short term bridge loans, refinancing, etc.  Nobody wants to move twice, and in many instances you may not have to.

April 13, 2017

Fort Collins Ranked Most Stable Real Estate Market in the USA

Fort Collins Colorado Ranked as the #1 Stable  Real Estate Market in US from Realtor.com
http://www.realtor.com/news/trends/top-10-stable-housing-markets/

Fort Collins Ranked Most Stable Real Estate Market in the USA

April 6, 2017

Price per Square Foot continues to rise in Northern Colorado

Price per Square Foot continues to rise in Northern Colorado.

 

March 3, 2017

Fort Collins Median Attached Dwelling Prices up almost 20% in 2016

March 3, 2017

Zip Code 80525 Fort Collins Median Home Prices up 9% in 2016

 

 

March 3, 2017

Fort Collins Median Home Prices up over 10% in 2016

Fort Collins Median Home Prices up over 10% in 2016 Zip Code 80528 Up over 12%

 

Feb. 18, 2017

WildWing Timnath Neighborhood Pool Coming Along Nicely

The pool, restrooms and cabana are coming along.  This photo is as of February 2017.  Should be ready for the Summer 2017 Fun!  Click for larger image.

WildWing Timnath Pool

Posted in Living in Colorado