The USDA backs a variety of loans to help low- or moderate-income people buy, repair or renovate a home in a rural area. For eligible buyers, they feature great benefits such as 100% financing with no down payment and below-market mortgage rates. In Northern Colorado, USDA loan eligible areas include Ault, Berthoud, Eaton, Mead, Severance, Wellington and Windsor. I can have a lender call you to tell you more about the program. Click here for the USDA eligibility website. The map below has eligible areas outside of the orange shaded areas.

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