Call or Text For More Information (970) 207-0222

Joyce Giard REALTOR® Northern Colorado

Why Should I Use a Buyer's Agent?

If you are interviewing Real Estate agents, one question you may want to ask is: "Are you a Buyer's Agent or a Transaction Broker?". What does this mean? As a Buyer's Agent, I work solely on behalf of the buyer to promote the interests of the buyer with the utmost good faith, loyalty and fidelity. I will negotiate on behalf of and act as an advocate for the buyer. A Transaction Broker will assist the buyer in the real estate transaction and is not an advocate to either the buyer or seller. Also, as your buyers agent, my fees are paid by the seller and not you. Be sure to check out my testimonials and reviews lower on this page.

What is the Difference Between a REALTOR® and a Real Estate Agent?

Another question you may want to ask during your Agent interview is if they are a REALTOR® or not? Not all Real Estate Agents are REALTORS®. The difference is we are members of the National Association of REALTORS®, and we must uphold the standards of the association and its code of ethics. It is our policy to hold the highest standards and ethics and to respect you, your family and your home.

I heard Northern Colorado is Experiencing a "Seller's Market". What Does That Mean?

Northern Colorado real estate prices have risen faster than most every region in the United States over the last few years. With prices rising so fast, the appraisals are not keeping up with the listing prices in many cases. There are actual bidding wars on some properties and offers are coming in above and beyond the asking price, with some buyer’s completely waiving the appraisal process. I have helped my clients navigate this tough market with a combination of negotiations, agent relationships, due diligence, and introducing the human element into some transactions. See what my clients have to say about this market in the testimonials below.

What About New Construction, Won't I Get a Deal if I Don't Use a Real Estate Agent?

The short answer in most cases is no. The builder usually already has factored in the cost of the Buyer's Real Estate Agent. If you go in without representation they will not want to lower the price because it creates a public record “comparable”. By lowering the price of one home, they will in most cases hurt the value of all future homes they build. Also, a Buyer's Agent will advocate for you throughout the entire process from the contract, to the inspection process, to the appraisal and all the way to closing and occupancy. My services as a Buyer's Agent are no cost to you so why not have a representative advocate for you?

Can you help me get a mortgage?

I am not a lender but I work with dozens of lenders and I can send you some recommendations. Always shop around for your lender to get different options. It is important to note the different costs of different mortgages. It is not just the interest rate but the total cost of the loan and closing costs that is important. Some loans may show you the best interest rate around but you may have to pay a $6000 loan fee at the closing table. While another lender may offer you an interest rate that costs you a few dollars more a month on your mortgage payment but may only have a $200 loan fee. Every situation is different, depending on your credit history, work history, residence history etc.

Ready to Get Started?

Give me a call at (970) 207-0222 or email me at JoyceGiard@REMAX.net If you get my voicemail, please leave a message and know that I am busy giving my current client my undivided attention and will usually call you back within the hour.

My Testimonials and Reviews

11/7/2018 - Sherry S.

Bought a Single Family home in 2018 for approximately $380K in Loveland, CO

Fort Collins Realtor 5 Star Testimonial for Local Knowledge, Process Expertise, Responsiveness, and Negotiation Skills

Joyce Giard was not only a top professional, she was warm, friendly and understanding. We followed all of her suggestions, from price negotiations to investigating and providing background information. Joyce's communication skills and follow up were remarkable, and we always felt "in touch." This has been the smoothest and least stressful process of buying a home we've ever had!

5/19/2017 - Amy C.

Bought a Single Family home in 2017 for approximately $1.5M in Fossil Lake Ranch, Fort Collins, CO.

Joyce was the most professional, thorough, and responsive realtor we have ever had the pleasure of doing business with. She went above and beyond what any other realtor has ever done to make sure we were completely satisfied with our purchase. We were moving from out of state, and she was a wealth of knowledge and resources which made our move so much easier. I would highly recommend Joyce to anyone looking for real estate in Colorado.

6/4/2017 - Allen P.

Bought a Single Family home in 2017 for approximately $275K in Berthoud, CO.

In today's market it can be hard to find an agent that will exceed your expectations. I have been a part of several transactions in the past and have been happy with the outcome. Although my most recent experience with Joyce has been one of the best. Joyce has the knowledge and experience to help you make good decisions. She has a great attitude and never stops working for you. Even after the transaction Joyce has followed up with me to ensure I was aware of potential concerns regarding my new home. If you're in the market to buy or sell I would highly recommend giving Joyce a call, you wont be disappointed.

5/18/2017 - Aubrey H.

Bought a Single Family home in 2017 for approximately $325K in Johnstown, CO.

Joyce helped us find our new home. She was available when we needed her and flexible to our schedules. She is a true expert in negotiating and contract writing. She not only represented us as our agent but she made connections with the whole family. I'd absolutely recommend Joyce to anyone who wants to be more than just a sale to their agent.

10/04/2016 - Marin C.

Bought a Single Family home in 2016 for approximately $300K in Lake Sherwood, Fort Collins, CO.

Joyce was wonderful to work with! Joyce is very knowledgeable about the ins and outs of purchasing a home, knows the local market and has great insights about making the right purchase, and was extremely helpful all around. She is incredibly personable, professional, and was a great help to us in purchasing our home.

07/15/2016 - Ruth T.

Sold a Single Family home in 2016 for approximately $425K in English Ranch, Fort Collins, CO.

Joyce was amazing to work with. She has great knowledge of the local market. Joyce was very thorough in explaining the process of selling our home. She quickly responded with all communication. Joyce made the process of selling our home as easy as possible.

09/15/2016 - Belinda H.

Bought a Single Family home in 2016 for approximately $300K in Loveland, CO.

Joyce Giard combines a beautiful combination of wisdom in home buying with care and grace in ensuring that you are happy not just today but for the lifetime of your purchase. She is compassionate, patient and very competent in her field. She provided excellent customer service, follow up and ensured that we were not only purchasing a house but our dream home. I would recommend Joyce over and over again and know that you could not go wrong in seeking her as your agent. There are truly no words to explain how comfortable and painless she made the process. She is truly awesome!!

06/07/2016 - Kim D.

Bought a Single Family home in 2016 for approximately $275K in Milliken, CO.

HIGHLY RECOMMEND JOYCE!!! I Can't Say enough good things about Joyce, she was Absolutely Amazing when helping us get the house we love! She went above and beyond for us in many ways. I was able to call her with any questions even while she was home. If she was busy at that time she promptly called us back and never left us waiting. When hunting she was sending me homes as soon as she had seen them on MLS. She is very kind and has a HUGE heart for her clients! Joyce, Thank you so much and we appreciate all your hard work in finding is our home!

04/14/2016 - Monica M.

Bought a Single Family home in 2016 for approximately $275K in Johnstown, CO.

Joyce worked diligently on finding us a home we knew could spend many years in. She was always on top of new listings and showings and would promptly call or send a text/email to set something up with us on available housing. She would check out any detail, big or little, and have an answer for us within a reasonable time frame. If she didn't know something about a house, she would find out that information as well. Joyce is a VERY knowledgeable, , helpful, kind and caring individual who worked very hard to help us find a home in a very tough market!

03/22/2016 - Shelly D.

Sold a Single Family home in 2016 for approximately $275K in Johnstown, CO.

Joyce did a wonderful job helping me sell my first house. I was nervous about the process and she made it so easy for me. She told me how to get the most money out of my house, by doing small upgrades and helping me find contacts to help with some small jobs that needed to be done. The open house went great and we had six offers by the end of the day. The paperwork was a breeze and she took care of negotiating price etc. I would highly recommend Joyce Giard if you are looking to work with someone who cares that you get what you want.